Read more about our MENTOR deposit.

Read more about our Sphere deposit.

'Adócsillapító' is a forint based long-term savings account, which enables our private individual customers to save interest tax on their savings. The value of tax relief you can get depends on when you wish to withdraw your savings.

You can get a tax relief even in the year following the opening of the account (following the base year) if you keep your savings in the account for at least three years. If you don’t withdraw the money until the end of the fifth year, you will get tax-free interest on your savings.

 

Kamat-Roll is a time deposit with a fixed tenor of 1, 2, 3, 4 or 6 months. Its specific feature is automatic rollover, i.e. your money is automatically tied up for the same term originally requested. The payment of accrued interest is optional: it may be transferred to a designated account or tied up again with the deposit amount in which case you can earn compound interest.

The popular Kamat-Roll Prémium deposit is a type of Kamat-Roll deposit, but its maturity is longer. The final maturity of the deposit may be 2 or 3 years, and deposit holders can opt for an interest period of 1, 2, 3 or 6 months. When reaching final maturity, an interest premium is paid in addition to the interest. The deposit may be called any time prior to the final maturity date in which case only the premium will be lost, the accrued interest will still be paid.  

Since this deposit can be called under favourable conditions any time during the 12-month interest period, Kamat-Létra may be beneficial for those who, at the time of depositing their money, don’t know how long they can manage without it.  Tiered interest increases over the monthly intervals, and the full interest amount is paid for completed terms in case the deposit is called.

 

The maturity period is optional: you can tie up your money for 2, 3, 6 or 12 months. The deposit bears fixed interest. In other words, the interest rate remains unchanged until reaching final maturity.

 

Deposit tenors range from 15 to 365 days. We therefore recommend this type of deposit to those who know, when depositing their money, when they will need it. If that is the case, this type of deposit will produce the highest yield for you. Fixed time deposits may be occasional or revolving. In the latter case the deposit will automatically be renewed upon maturity for term originally requested.

 

The maturity of the deposit is 1 year. The interest period is optional: the deposit holder may opt for a 2, 3, 4, or 6-month interest period and, therefore, the interest rate is fixed over the chosen period. Interest is paid when reaching final maturity. The deposit can be called at the end of each interest period without loss of interest.

Kamatgyűjtő is a type of investment with long maturity. The final maturity of the deposit is optional: it may be 2, 3 or 5 years. The deposit holder may opt for an interest period of 2, 3, or 6 months. Interest is payable upon maturity. The deposit may be called at the end of an interest period without loss of interest.

 

3-month interest period with fixed rate of interest

The final maturity is 2 years. In addition to the calculated interest, the Bank pays an interest premium when reaching final maturity. The deposit may be called any time prior to the final maturity date in which case only the premium will be lost, the accrued interest will still be paid.